We are located at 3242 E Coast Hwy Corona Del Mar, CA 92625.. With parking on the street or behind Quiet Woman..
Please don't Park in Papa's Liquor spots..
They are dear friends and their Parking is important.
Reach out 7 days a week by phone or text and we will get back to you! Please make sure to let us know if you would like an in person meeting in advance OR you have questions or need Free advice:949-867-1158
JK_Mortgage represents Justin's Instagram handle and Mortgage business/Team, while Spot ON Lending, Inc. stands as the independent mortgage broker and direct lender backing Justin and his team. We enthusiastically welcome last-minute PreApprovals and thrive on challenges!
If you're drafting an offer for your dream home, even on a Sunday, WE are here to assist! Come immerse yourself in the Corona Del Mar atmosphere and have a face-to-face meeting to drop off documents if you're a local buyer or homeowner. Connect with us through the Bonzo Communicator app for a streamlined communication & online PreApproval process with fewer errors.
Take a break and savor breakfast at Zinc Cafe or enjoy drinks with your significant other at Quiet Woman. When the aroma of roasting chickens from Bandera entices you across the street, indulge yourself!
We're available for you in person, via Zoom, or online. Give us a heads-up if you're in town or schedule an appointment through our Calendly app: https://calendly.com/justinkautz. Your well-being is our priority.
Have you faced rejections from big banks like Wells Fargo Mortgage or rocket mortgage com getting a va mortgage? We frequently resolve these issues. And if you're lacking 100% confidence in your current PreApproval, reach out to us via call, text, or DM. We're here to assist!
-Dreams Empowered: The Ultimate Influence in Mortgage Pre-Approval.
-19 years wholesale and direct
mortgage experience
-4 years senior underwriting experience Ikon Residential Irvine, wells fargo mortgage Costa Mesa and Cash Call Mortgage Anaheim
-Close Purchases in as little 8-10 days faster than rocket mortgage com!
-CD or Closing Disclosure Issued Same Day as Conditional Approval(no waiting 3 days after appraisal)
-In House UWM Appraisal Direct Management System
-Next-Level Connectivity: AI-Enhanced Communication with Integrated Bonzo CRM
-UWM Platinum Partnership Delivers Unrivaled Speed, Top Technology, and Exclusive Realtor Training at Pontiac, MI Campus.
-Weekend Ready: Pre-Approvals, Rate Locks, and Disclosures Issued Even on Saturdays and Sundays
Maximizing Reach: Expertise in Organic and Paid Social Media Strategy across Meta (FB, IG), TikTok, Linked In and YouTube, with Tailored Coaching for Realtors, Builders, CPAs, Divorce Attorneys, Roofing Contractors and Financial Planners
-Open House Mastery: Leveraging AI for Seamless Communication and 100% Visitor Data Capture, with Tailored Follow-Up via Text, Email, Video, and Voicedrop
-Seizing Opportunity: Instant Response to Open House Leads and Realtor Referrals, Ensuring Buyers See Us as Their Ready, Viable and Reliable Mortgage Solution including va mortgage
-Your Premier Hub: A Prime Storefront for Educating, Servicing, and Entertaining Real Estate Partners and Clients.
Negotiation Mastery: Expertise in Contract Negotiation, Seller Credits, and Permanent vs. Temporary Interest Rate Buy-Downs
-Guiding You Home: Shouldering the Burden to Bring Agents, Buyers, and Sellers To the Finish Line
We value every opportunity to provide a second look at Loan Estimates, whether it's from rocket mortgage com , wells fargo mortgage , or any other lender! If you're serious about finding your dream home with a va mortgage and embracing the life you've envisioned, click the button below
and complete our form OR Call:
949-867-1157
Explore qualifying as a Non-Occupant Co-borrower, enabling your child or college student as the Primary Resident, and secure Owner-Occupied financing with a premium interest rate—an advantageous option compared to Investment or Second Home Financing. We understand what resonates with Underwriters and adeptly structure files to avoid rejections.
With 19 years of expertise in Purchase and Refinance across various real estate markets, JK thrives on challenges and is always prepared to tackle anything you present, offering the unfiltered truth every step of the way!
Our PreApproval at Spot ON Lending, Inc. and JK_Mortgage is unmatched. Secure your winning offer by completing our Quick App to receive YOUR personalized BombBomb Video/PreApproval and a tailored multi-page PDF. Our approach is influential in swaying the Seller's decision, positioning your offer at the forefront. Choose Spot On Lending, Inc. as your lifelong Lender; we specialize in setting your offer apart while ensuring ease for the seller and listing agent. Our top-tier PreApproval service stands out in the Mortgage Industry, backed by impeccable service. What do we offer? Customized, up-to-date PreApprovals for every offer, addressing the unique needs of each Listing Agent and, ultimately, the Seller.
949-867-1157
Need to craft a last-minute Sunday offer and secure your dream home amidst the competition in Laguna Beach? Count on us! Covering all California counties, we likely have past experience with a
buyer's agent in that market and can connect you if needed.
Booking a slot is effortless through our app at https://calendly.com/justinkautz or by calling 949-867-1157. Justin, with roots in Visalia, California, brings profound mortgage expertise. As a 19-year resident of Corona Del Mar, he embodies the community spirit, customer-centric values, and an unparalleled work ethic. Trust Justin to navigate your dream home journey with you.
I decided to not get a tree for one main reason. It was blocking the view of this beautiful tree last year! Paying tribute the the village Christmas Tree!!
VA loans are the best loan on the planet.! A buyer can qualify with the SAME income as conventional or FHA but buy MORE house due to increased debt to income ratios as well as no Mortgage Insurance.. Let Justin solve your problems! VA Jumbo loans in ANY County up to $4M...
Justin Kautz is fervently dedicated to crafting systems and
processes that elevate the mortgage experience, making it the most compelling in the industry for both buyers and sellers. His philosophy embodies continuous improvement: "If you're 1% better each day, imagine
your progress in 365 days."
Entering the mortgage world in 2005 at a Visalia, CA-based lender, Justin has amassed 19 years as a loan officer and garnered 3 years of Underwriting expertise at CashCall and Wells Fargo. Now, his focus is on nurturing relationships within the communities he serves. He thrives on offering positive reinforcement to buyers and agents while providing
unfiltered insights into the real estate and mortgage markets.
Justin's enthusiasm extends to educational sessions for real estate teams, where he shares strategies on Instagram and YouTube growth, Open House tactics, and mortgage market insights, empowering agents to succeed.
Curious about any facet of Justin's expertise? Schedule
a call today at 949-867-1157.
Justin's Top 3 Passions:
Understanding Down Payment and Closing Costs!
Check out this great video about the REAL DEAL with the Mortgage Loan Process!!
From Celina, TX to John Wayne Airport to Visalia, CA!
Check out this great video on Orange County Lending in 2024!
Check out this video in Monarch Point in Laguna Niguel!
Open house with Lee Ann Canaday in San Juan Capistrano..
We love our customers, so feel free to visit during normal business hours. Just give us a call or schedule a meeting online to make sure we are not out in the field.
3242 Pacific Coast Highway, Corona Del Mar California 92625, United States
949-867-1157 Call, Text, Chat.. justin@justinkautz.com NMLS: 913358 CA DRE: 01447986 Corp: 1767407
Please give us a Call/Text before stopping by the office as we do not always have coverage if we are at an Open House or in the field.
Welcome to My Blog: Your Journey to Mastering Mortgages Begins!
From first-time homebuyers to savvy investors, the world of mortgages awaits.
Whether you're new or experienced, understanding mortgage intricacies is crucial.
Here's where we step in
– a warm welcome to My Blog!
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