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Dreams Empowered: Your Ultimate Mortgage Pre-Approval Partner
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Choose Dreams Empowered. Your dream home awaits.
Think you've found the best deal? Think again.
We gladly offer a second opinion on your Loan Estimate, whether it's from Rocket Mortgage, Wells Fargo, or any other lender.
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Discover unique solutions tailored to your needs:
19 Years of Experience. Unwavering Honesty.
With nearly two decades of purchase and refinance experience, we thrive on challenges and offer transparent guidance throughout your entire journey.
Let us help you make the right decision. Contact us today!
Get the PreApproval That Sets Your Offer Apart
At Spot ON Lending, Inc. and JK_Mortgage, our PreApprovals are your secret weapon in a competitive market.
Complete our Quick App and receive:
Our PreApprovals are designed to influence seller decisions and put your offer in the spotlight.
Choose Spot On Lending, Inc. for:
Don't settle for an ordinary PreApproval. Get the one that gives you the edge.
Call us today at 949-867-1157 to get started.
Last-Minute Offer in Laguna Beach? We're on it!
Need a winning offer fast to snag your dream home in the competitive Laguna Beach market? We've got your back.
Why choose us:
Meet Justin:
Don't let your dream home slip away. Let us help you secure it with a winning offer.
Contact us today!
VA loans are the best loan on the planet.! A buyer can qualify with the SAME income as conventional or FHA but buy MORE house due to increased debt to income ratios as well as no Mortgage Insurance.. Let Justin solve your problems! VA Jumbo loans in ANY County up to $4M...
Justin Kautz is a passionate mortgage professional who's been transforming the home buying and selling experience for nearly two decades. His commitment to continuous improvement drives him to create systems and processes that make mortgages simpler, more transparent, and ultimately, more rewarding for everyone involved.
Justin's 19 years of experience as a loan officer, coupled with his in-depth underwriting knowledge from his time at CashCall and Wells Fargo, have given him a unique perspective on the industry. He leverages this expertise to foster strong relationships within the communities he serves, providing buyers and agents with valuable support and honest insights into the real estate and mortgage landscape.
An enthusiastic educator, Justin regularly shares his knowledge with real estate teams, empowering agents to thrive through workshops on social media growth, Open House strategies, and mortgage market updates. His passion for video and social media, combined with his expertise in pre-approval strategies, makes him a valuable resource for anyone navigating the real estate market.
Interested in learning more about Justin's approach or exploring your mortgage options? Schedule a consultation today at 949-867-1157.
Understanding Down Payment and Closing Costs!
Check out this great video about the REAL DEAL with the Mortgage Loan Process!!
From Celina, TX to John Wayne Airport to Visalia, CA!
Check out this great video on Orange County Lending in 2024!
Check out this video in Monarch Point in Laguna Niguel!
Open house with Lee Ann Canaday in San Juan Capistrano..
We love our customers, so feel free to visit during normal business hours. Just give us a call or schedule a meeting online to make sure we are not out in the field.
3242 Pacific Coast Highway, Corona Del Mar California 92625, United States
949-867-1157 Call, Text, Chat.. justin@justinkautz.com NMLS: 913358 CA DRE: 01447986 Corp: 1767407
Please give us a Call/Text before stopping by the office as we do not always have coverage if we are at an Open House or in the field.
Welcome to My Blog: Your Journey to Mastering Mortgages Begins!
From first-time homebuyers to savvy investors, the world of mortgages awaits.
Whether you're new or experienced, understanding mortgage intricacies is crucial.
Here's where we step in
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