Get the guidance.
We specialize in a comprehensive range of mortgage solutions designed to meet diverse financial needs, whether you're purchasing a new home or refinancing an existing one. From traditional Conventional and government-backed FHA, VA, and USDA loans with flexible requirements, to Jumbo mortgages for higher-value properties and Reverse Mortg
We specialize in a comprehensive range of mortgage solutions designed to meet diverse financial needs, whether you're purchasing a new home or refinancing an existing one. From traditional Conventional and government-backed FHA, VA, and USDA loans with flexible requirements, to Jumbo mortgages for higher-value properties and Reverse Mortgages for seniors, we cover the full spectrum. Additionally, we offer Non-QM options for unique financial situations and HELOCs for flexible access to your home's equity. Our goal is to connect you with the ideal loan product that aligns with your specific goals and circumstances.
With over 20 years in the mortgage industry and 1500+ loans personally closed, I've guided countless families through their homeownership journeys. My unique path from loan officer to underwriter (for four years) and back to mortgage broker provides a comprehensive understanding of the entire process. This deep expertise, coupled with a c
With over 20 years in the mortgage industry and 1500+ loans personally closed, I've guided countless families through their homeownership journeys. My unique path from loan officer to underwriter (for four years) and back to mortgage broker provides a comprehensive understanding of the entire process. This deep expertise, coupled with a commitment to client success, is why families have been trusting me for two decades.
(949) 867-1157
1968 S. Coast Hwy #4100
Laguna Beach, CA 92651
Monday - Friday: 9am - 6pm
Saturday: Appointment Only
Sunday: Appointment Only
Justin Kautz I Mortgage Lender
NMLS# 913358 & CaDRE# 01447986 Copyright © 2025 JK Mortgage and Justin Kautz Mortgage Team is Powered by: Spot On Lending Inc. - All Rights Reserved. Spot On Lending, Inc. is an Equal Housing Opportunity Lender and complies with applicable laws and regulations. Licensed in: California: NMLS# 02066654 | 60DBO-154093 Georgia: NMLS# 1767407 Texas: NMLS# 1767407 Florida: NMLS# MBR5826
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.